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REVERSE MORTGAGES

A reverse mortgage is one of the most underused mortgage solutions by those who truly benefit the most

A reverse mortgage is one of the most underused mortgage solutions by those who truly benefit the most. Reverse mortgages are designed to help homeowners of 55 years or older, tap into their existing equity to obtain tax-free cash, while making no payments on the borrowed amount. In other words, you get the money you desire without having to worry about making out-of-pocket payments to repay the mortgage. That’s right, $0.


It has some similarities to a regular, amortized mortgage, but carries a few distinct differences:

  • No monthly payment obligations (unless you voluntarily choose to make payments)

  • No maturity date

  • Age requirement of 55 years or older

  • You must own your home

  • Only available for a primary residence (investment properties are ineligible)

  • The interest portion accrues on the outstanding principal and interest

MORTGAGE CALCULATOR

Use our Mission35 Mortgage Calculator below to calculate an estimation of your monthly payment based on your home's value and your down payment. Don't settle for an estimation, let us crunch the hard numbers, understand the smaller details and get you the best possible rate as well as mazimize your budget and confirm your actual budget. 

 

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