Pat has over 36 years of experience in the financial industry, transitioning from banking to brokering. With 24 years as a senior manager in residential and small business lending, he specialized in adjudicating and approving mortgage exceptions. He also spent 12 years as an Area Sales Manager, leading teams to success.

Now, as a mortgage agent, he leverages his extensive expertise to provide clients with tailored mortgage solutions in a more flexible and personalized way.